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LV & G Insurance Agents of Texas

5900 Balcones Drive, Suite 100
Austin, TX 78253

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Texas Commercial Auto Insurance Coverage

Commercial Auto Insurance in Texas

Commercial auto insurance is essential for protecting your vehicles, your drivers, and your business operations. At LV & G Insurance Agents of Texas, based in Austin, TX, we offer insurance solutions that meet state requirements and provide additional benefits for businesses transporting goods across state lines.

Texas Commercial Auto Insurance Requirements

Texas law mandates that businesses carrying out commercial activities with vehicles on public roads have at least the minimum required liability coverage. This includes:

  • Bodily Injury Liability: Covers injuries caused to others in an accident.
  • Property Damage Liability: Covers damage to other people’s vehicles or property.
  • Uninsured/Underinsured Motorist Coverage: Protects your business if you are involved in an accident with a driver who lacks proper insurance.

Benefits of Full Commercial Auto Insurance Coverage

Standard liability policies may not cover all risks associated with business use of vehicles, which is why LV & G Insurance Agents of Texas recommends full coverage for maximum protection. Full coverage typically includes:

  • Collision Coverage: Pays for repairs or replacement if your work vehicle is damaged in an accident.
  • Comprehensive Coverage: Safeguards your business vehicles from non-collision incidents such as theft, vandalism, and natural disasters.
  • Cargo Coverage: Protects goods or materials being transported, ensuring deliveries remain financially secure.
  • Driver Protection: Covers medical expenses for your drivers if they are injured in an accident.

With complete coverage, you can prepare for unexpected incidents while minimizing disruptions to your business.

Why Choose LV & G Insurance Agents of Texas?

We are experts in Texas-specific insurance laws and the needs of local businesses. Our team works closely with you to understand your industry, assess your risks, and create commercial auto insurance solutions designed to protect your vehicles and your drivers. Whether you’re operating locally or transporting goods to other states, LV & G Insurance Agents of Texas is your trusted partner.

Contact Us for Reliable Insurance Coverage in Texas

Protect your business vehicles today with commercial auto insurance from LV & G Insurance Agents of Texas. Visit our Contact Us page to connect with an expert and explore coverage options for your business.

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Servicing Area

  • Boerne
  • Castroville
  • China Grove
  • Cibolo
  • Converse
  • Helotes
  • Leon Valley
  • Live Oak
  • New Braunfels
  • San Antonio
  • Schertz
  • Seguin
  • Selma
  • Shavano Park
  • Somerset
  • Spring Branch
  • Universal City
  • Von Ormy

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